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Member Benefits

Why Go Independent?

At USA Funding, our aim is to provide retail Loan Officers with the resources they need to begin a career as an Independent Mortgage Broker.

Career Refinancing Calculator

Find out how much money you can save by switching from retail to independent. 

What We Offer


Personalized Service



Products & Services






Products & Services

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Image by Surface

Ready to refinance your career?

Declare your mortgage broker independence today and you'll get:

  • 100% commission disbursed 24-hours after funding, minus one flat $595 transaction fee

  • 1099 compensation and deduct business expenses

  • Aggressive wholesale direct pricing

  • Multiple outstanding contract processing options

  • Conv, FHA, VA, USDA, Rev, Non-QM, and Commercial products

  • Flexibility to price loans with fees and yield spread

  • Complete control to set your OWN compensation

  • Over fifty wholesale lenders and par pricing

  • More captured and closed business

  • More referral source for YOUR Business

Getting Started

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Not sure where to begin? Find out more about the process involved in partnering with USA Funding and declaring your Career Independence today.

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Resources & Forms

Before becoming a member with us, you may be required to submit some forms such as ACH Authorization Form, I-9, Compensation Agreement, and more. 

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Calculate Future Earnings

See how much money you can save by switching from retail to independent with our Career Refinancing Calculator.

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